Effortless Group & Split Payments

Split bills & share expenses,
itemised & simplified.

From apartment rent and utility bills to office pooling and dinners with friends — Beels itemises every expense, splits each share to the kobo, and automates collection and payouts.

Split to Kobo
Itemised bills & shares
Real Bills
Power, Data, TV & Airtime
One-Tap Pay
Automated debits & links
9:41
Good morning
Ada Okafor
Total balance
₦840,500
▲ +12% this month
💍
Wedding Fund
13 contributors
₦2.45M
AI INSIGHT

Save ₦120,000 more this quarter with a 15% budget nudge.

J
John contributed
+₦50,000
Features

Everything you need to
split bills & manage shared expenses

Secure by Design

Bank-grade encryption protects every transaction and keeps your data safe.

Instant Processing

Real-time payment processing with immediate confirmations and updates.

Smart Analytics

Track contributions, spending patterns, and group progress with detailed insights.

Live Notifications

Stay informed with instant alerts for payments, milestones, and activities.

Team Management

Invite members, set permissions, and collaborate seamlessly with your group.

Goal Tracking

Set targets, monitor progress, and celebrate when you reach your goals together.

AI-Powered Intelligence

Your money, smarter

Beels analyzes your contribution patterns, predicts cash flow, and recommends optimal budgets — personalized insights that help you save more and stress less.

  • Smart budget recommendations
    AI suggests optimal contribution amounts based on your patterns.
  • Predictive cash flow
    Know exactly when you'll hit your goals with AI forecasting.
  • Automated account management
    Let AI handle the calculations and optimize your strategy.
Experience AI Magic
LIVE BUDGET ANALYSIS

Based on your contribution pattern, you could save ₦112,500 more this quarter by adjusting your monthly budget by 15%.

Recommended action
Increase weekly to ₦8,500
94% confidence
How it works

Three steps to automated contributions

01

Create your beel

List each item you are collecting for (rent, power, Wi-Fi) with its own payout target.

02

Invite & split fairly

Split costs evenly or customize individual amounts. Members pay their share in one tap.

03

Disburse & track

Disburse pooled funds directly to bank accounts or real bill providers with an immutable audit trail.

Use cases

Built for every contribution scenario

🏠

Flatmate Rent & Utilities

Split apartment rent, electricity tokens, water, and cleaner fees between flatmates to the exact kobo.

🏢

Office Expenses & Lunches

Manage workplace lunch pools, generator fuel, Wi-Fi bills, and team celebrations effortlessly.

✈️

Group Trips & Outings

Coordinate shared travel, Airbnb bookings, and group dinners without one person footing the bill.

🎁

Shared Gifts & Events

Itemise and pool contributions for birthday gifts, weddings, and party expenses with 100% clarity.

Ready to get started?

Start managing group contributions effortlessly.